If you want to step onto the property ladder in a neighbourhood you love, our Shared Ownership homes for resale could be the perfect solution. These pre-loved apartments in London offer the chance to become a homeowner in a vibrant location, from Camden and Islington to Tower Hamlets.

Shared Ownership resale properties can provide better affordability than new builds, so you could get more for your money. You’ll also join an existing community surrounded by established amenities, enjoying the comfort, convenience and character this homely environment offers.

Ready to make your move? Explore our available homes for resale in North and East London below. If you’re looking for a new build, discover our current and future Shared Ownership developments.

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Shared ownership resale FAQs

Find the answers to some of your most frequently asked questions about resale homes. For general queries, visit our Shared Ownership FAQs.

What is a Shared Ownership resale?

A Shared Ownership resale is a home that the current owner previously bought from us, either as a new build or resale, and now wishes to sell.

What is the minimum share I can buy in a resale home?

When buying a resale home, you must purchase at least the same share currently owned by the seller. For example, if they own 50%, you must buy at least 50%. If you can afford it, you can purchase a larger share.

Can I staircase a Shared Ownership resale home?

Yes, the same staircasing terms apply to Shared Ownership resales as new builds. You can buy more shares until you own 100% of the property.

Can I speak to the seller?

Yes, of course. When you choose to buy a resale home, you have an opportunity to speak to the current owner. You can ask them questions about the area or bills and see how they’ve furnished the space.

Who can buy a Shared Ownership resale home in London?

The same eligibility criteria apply to Shared Ownership homes for resale as new builds. You must meet the following conditions: 

– Your gross household income must not exceed £90,000 per annum

– You will be expected to be a first time buyer, although some applicants who previously owned a home may be eligible (e.g. relationship break up, relocation due to work)

– You must not own a home anywhere in the world (unless a court order forces you to remain on the deeds of a property where your children reside)

– You must be unable to afford a suitable home for your family size on the open market

– You must be financially able to buy the minimum share available and pass a financial assessment

– You should be a British or EU/EEA citizen or have indefinite leave to remain. Applicants without indefinite leave to remain must prove they are able to secure a mortgage with an acceptable lender